1st Capital Bank is a locally owned and managed bank headquartered in Monterey, California. We provide professional banking, credit and cash management services to businesses, professionals and residents throughout the Central Coast. 1st Capital Bank is recognized by BauerFinancial Inc as a "five-star" superior rated bank and by the Findley Company as the only "Premier Performing Bank" based in Monterey, Santa Cruz and/or San Benito counties.
For more information, please contact us or visit us at one of our locations.
Eligibility
All 1st Capital Bank employees scheduled to work 30 hours or more per week are eligible for health insurance benefits. The Bank provides coverage for domestic partners, spouses, and dependent children at a reduced cost to the employee for premiums.
Health and Welfare Benefits
The Bank offers comprehensive medical, dental, and vision coverage for employees and their eligible dependents.
Vacation
Vacation is offered based on hours worked, length of employment, and position held.
Holidays
The Bank offers 10 paid holidays based on the Federal Reserve Bank’s schedule.
Health and Appointment Time
This time is provided to deal with health issues for the employee, a dependent, or a close family member. It also may be used for visiting a child’s school.
401(k) Savings Plan
Eligible employees may make pre-tax contributions to a 401(k) savings plan. The Bank will match a portion of employee contributions.
Life Insurance
The Bank provides Basic Life and Accidental Death and Dismemberment insurance coverage for its employees and their dependents. The Bank also offers an affordable voluntary life insurance plan for employees who desire more coverage.
Employee Assistance Program (EAP)
Employees, as well as anyone living with them, are offered confidential professional counseling services to deal with issues such as:
Financial matters
Legal issues
Family concerns
Tax questions
When faced with the challenge of finding assistance for child and elder care, the Employee Assistance Program offers information about what is available in the community.
Skill Building Seminars
Various seminars are offered to help employees build better skills, such as improving computer proficiency, developing product knowledge, or learning to be a better communicator.
Free Checking/Savings/On-Line Banking
Employees are immediately eligible to receive checking and savings accounts including On-line Banking from 1st Capital Bank free of monthly service charges.
Premium Only Plan (Section 125)
The employee portion of premiums for all qualified plans can be deducted from pay on a pre-tax basis.
